Daniel Riley

Somerset Mortgage Lenders has been in business since 1979. Whether you are looking to refinance your mortgage, consolidate your debt, improve your home, we can help. Call us toll-free at 1-800-675-9783 or visit us online.
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 Articles by this Author

Why Choose an FHA Loan

There are many benefist of an FHA Mortgage including lower rates and less money down.

How Reverse Mortgages Work

If you're 62 or older, consider the advantages of a Reverse Mortgage. There are no income or credit qualifications.

How to Prequalify for a Home Loan

Learn about the steps involved in prequalifying for a mortgage.

Reasons to Refinance Now

Learn why you should refinance your mortgage and how it can help.

How Much Mortgage Can I Afford?

Learn about qualifying ratios and how to determine the maximum mortgage loan amount you can afford.

How Conventional Home Loans Work

Learn how fixed rate loans, conforming loans, and jumbo loans work.

How to Apply for a Mortgage

Submitting an application for a mortgage can seem intimidating at first, but it need not be difficult. Learn the steps involved in completing a mortgage application.

Home Equity Loan vs Home Equity Line of Credit

Learn about the differences between a home equity loan and a line of credit.

How FHA Loans Work

Learn how loans from the Federal Housing Administration (FHA) work.

Factors That Affect Your Interest Rate

Your mortgage interest rate is determined by much more than your credit score alone. Learn how your downpayment, closing costs, and loan term also effect your rate.

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